I WORK FOR YOU! 

None of those sissy bankers hours

Life is busy enough, let me make it easy for you 

 

 BY PHONE OR FACE TO FACE

EARLY OR LATE IN THE DAY OR WEEKENDS

YOUR HOME, WORK, or REALTORS OFFICE 

(By Appointment)

  Get Pre-Qualified!

Why not take the next step and get pre-qualified?

Not only will you know your housing budget to the dollar before you start looking for a home, you'll also have more negotiating leverage because the seller knows you've already got a loan virtually in your pocket.

Pre-qualification
Pre-qualification acts as a dry run of the loan application process. I will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or an hour at most.

While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness and available loan options.

Gain the buying edge
The advantages of pre-qualification are as follows:  You're more attractive to sellers as they know you have had the opportunity to meet with a lender, pulled a tri-merged credit report, and developed a loan strategy to make your purchase. 

   "Delivering a level of service that can only be described as exceptional!"

Mark A. Miskiel

Residential Lending Specialist

(928) 634-7987

miskiel@msn.com

NMLS # 198563 

First time buyer loans, Purchase, Refinance, ARM Conversion, Combo Bill Pay, Construction, 2nd Home, Investment, 100% Financing, Lot Loans, Reduced/No-Closing Cost Options, Reverse Mortgages, FHA, VA, Rural Housing, Lot Loans, Manufactured.

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